Department Head,Section Head Jobs 2021 in Sidat Hyder Morshed Associates Pvt Limited in Karachi

One of the largest and most prestigious commercial banks, having a vast nationwide network of branches is looking for dynamic and challenge-oriented professionals with proven record of accomplishment in the area of Audit & Inspection for the positions based at Karachi: The individuals who fulfill the below basic-eligibility criteria may apply for the following positions:

01	Position / Job Title		Department Head - Small Loan & Consumer Risk
	Reporting to		Wing Head - Small Loan & Consumer Risk
	Educational/ Professional Qualification equivalent.		Minimum Bachelor's degree from HEC recognized University / Institute or Candidates having Master's degree and / or relevant professional qualification or certifications in the res ective field will be preferred.
	Experience		Minimum 07 years of banking experience out of which 03 years of working in Audit. Candidates having experience of working in Credit / Trade Operations /CAD will be preferred.
	Other Skills/ Expertise/ Knowledge Required		Knowledge of Retail / Consumer lending products will be considered as added advantage
	Outline of Main Duties / Responsibilities		To perform & analyze Region based credit portfolio reviews covering end to end credit cycle and to conduct control tests under Islamic/ Commercial, SEME and Agricultural Financing. To supervise Consumer /Retail products credit portfolio reviews of the Bank. To monitor liaison with Area Audit & Inspection Office (AA&10) & Audit team for on-going Credit Risk Review (CRR) at regions. To review CRR and portfolio reports to check compliance of Prudential Regulations and Credit Policies of the Bank. To analyze, interpret and document information which support credi t review results. To evaluate financial performance of obligors and identification of weak parties. To ensure compliance to Audit & Inspection Group's policies and audit manual. To liaise with relevant Groups / Regions for escalation of issues and reports. To supervise other special / thematic reviews relating to Commercial / SME and retail credit products.
02	Position / Job Title		Department Head - Corporate Credit Review
	Reporting to		Wing Head - Corporate Credit Review
	Educational/ Professional Qualification equivalent.		Minimum Bachelor's degree from HEC recognized University / Institute or Candidates having Master's Degree and / or relevant professional qualification or certifications in the respective field will be preferred.
	Experience in Audit.		Minimum 07 years of banking experience out of which 03 years of working Candidates having experience of working in Credit / Corporate Operations/ Treasury / Risk will be preferred.
	Outline of Main Duties / Responsibilities		To perform credit portfolio / borrower wise reviews and control tests covering end to end credit cycle of corporate lending. To perform audits of Corporate Branch Operations To perform risk reviews of Treasury / ERM / Capital Markets, Fls, ARG etc. To monitor and correspond with Area Audit & Inspection Office (AA&10) & Audit team for on-going corporate portfolio reviews at Corporate Center / Branch. To review BRR and portfolio reports to check compliance of Prudential Regulations, and credit policies/procedures of the Bank To analyze, interpret and document information which support credit review result To evaluate financial performance of the obligors and identify weak parties To liaise with relevant Groups, Corporate centers for escalation of issues and reports.
03	Position / Job Title		Section Head - Small Loan & Consumer Risk
	Reporting to		Department Head - Small Loan & Consumer Risk
	Educational/ Professional Qualification equivalent.		Minimum Bachelor's degree from HEC recognized University / Institute or Candidates having Master's Degree and / or relevant profession qualification or certifications in the respective field will be preferred.
	Experience		Minimum 05 years of banking experience out of which 02 years of working in Audit. Candidates having experience of working in Credit / Trade Operations / CAD will be preferred.
	Other Skills/ Expertise/ Knowledge Required		Knowledge of Retail / Consumer lending products will be considered as added advantage.
	Outline of Main Duties / Responsibilities		To assist in performing & analyzing region-based credit portfolio reviews covering end to end credit cycles. To assist in performing Consumer/Retail Products Credit Portfolio Reviews of the Bank To correspond with Area Audit & Inspection Office (AA&10) & Audit team for on-going Credit Risk Review (CRR) at regions. To facilitate in reviewing CRR and portfolio reports to check compliance of Prudential Regulations and credit policies. To collect and interpret information which support credit review results. To liaise with relevant groups, regions for escalation of issues and reports. To ensure compliance to Audit & Inspection Group's policies and audit manual. To perform other special / thematic reviews relating to commercial / SME and retail credit products. Section Head - Corporate Credit Review
04	Position / Job Title		Section Head Corporate Credit Review
	Reporting to		Department Head - Corporate Credit Review
	Educational/ Professional Qualification equivalent.		Minimum Bachelor's degree from HEC recognized University / Institute or Candidates having Master's Degree and / or relevant professional qualification or certifications in the respective field will be preferred.
	Experience		Minimum 05 years of banking experience out of which 02 years of working in Audit. Candidates having experience of working in Credit / Corporate Operations / Treasury / Risk will be preferred.
	Outline of Main Duties / Responsibilities		To assist in performing credit portfolio / borrower wise reviews and control tests. To perform audits of Corporate Branch Operations To perform risk reviews of Treasury / ERM / Capital Markets, As, ARG etc. To coordinate with AA&IO & Audit team for on-going corporate portfolio reviews at Corporate Center / Branch. To review BRR and Portfolio reports to check compliance of Prudential Regulations, and Credit policies / procedures of the Bank To collect & analyze information which support credit review result To facilitate in evaluating financial performance of the obligors and identification of weak parties To liaise with relevant groups, corporate centers for escalation of issues and reports
Assessment Test / Interview(s)		Only shortlisted applicants strictly meeting the above-mentioned basic eligibility criteria will be invited for test and / or panel interview(s).
Employment Type		The employment will be on contractual basis, for three years which may be renewed on discretion of the Management. Selected candidates will be offered compensation package and other benefits as per Bank's Policy / rules.

Interested candidates may visit website www.sidathyder.com.pk/careers and apply on-line within 10 days from the date of publication of this advertisement as per given instruction.

Applications received after due date will not be considered in any case. No TA/DA will be admissible for test / interview.

(we are an equal opportunity employer)
Women, minorities and differently-abled persons are encouraged to apply.